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PS Direkt

Junior Credit Analyst (gn)

Standort Cologne
  • Veröffentlicht am 02.12.2025
  • Festanstellung
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Junior Credit Analyst (gn)

  • Düsseldorf

    • This position is remunerated with an annual gross salary between €50.000 and €68.000.

    PS Direkt - Job perfekt

    Your Responsibilities

  • You assess credit, market, and country risks across various international business areas
  • By conducting quantitative and qualitative analyses, you thoroughly evaluate the risk profiles of business partners
  • In addition, you advise and support internal departments and provide well-founded recommendations regarding credit line decisions
  • Working closely with business partners and credit agencies, you gather relevant risk-related information
  • You also monitor overdue or exceeded credit positions, track market developments, analyze causes, and derive suitable risk-mitigation measures – including reporting to management
  • In negotiations with debtors, insurers, legal representatives, and insolvency or liquidation entities, you ensure the enforcement of outstanding claims
  • Supporting management in handling unexpected risk cases is also part of your role
  • Through internal training sessions and workshops, you help strengthen risk-management awareness within the departments

    • Your Skills

  • You have successfully completed vocational training in banking (Ausbildung als Bankkaufmann / -Frau) or hold a university degree in economics, finance, or a comparable field
  • You bring experience in B2B risk management, ideally gained in internationally active companies, commercial or investment banks or credit insurers
  • Ideally, you have around two years of professional experience – candidates with an auditing background are also very welcome
  • You also possess basic knowledge of corporate and project finance as well as a solid understanding of international macroeconomic contexts
  • You are familiar with international trade practices (e.g., Incoterms, payment terms)
  • Proficiency in MS Office is part of your daily toolkit
  • You are fluent in English, German would be a bonus
  • A strong affinity for numbers and excellent analytical skills characterize you – particularly when assessing consolidated financial statements
  • Strong communication skills and a confident, professional demeanor complement your profile
  • You demonstrate a high level of initiative, commitment, and responsibility, and you work in a structured, goal-oriented, and independent manner
  • Working in a diverse, international team is something you genuinely enjoy

    • What We Offer You

  • Flexible working hours (38.5-hour week)
  • Mobile working up to 2 days/week
  • 30 days´ holiday
  • Attractive training and development opportunities
    • Feel free to contact us at , by phone at 0221-846909-0 or send us a message on Xing!Please note that documents sent by post cannot be returned. Your application materials and any personal data will be processed in accordance withe the European General Data Protection Regulation (GDPR) and the German Federal Data Protection Act (BDSG-new).

    Standort

    PS Direkt, Cologne

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